FEATURED SERVICES

TAX PREPARATION SERVICES

Tax time is a stressful time of year for many individuals and businesses. Given the complexity of the ever-changing laws and the difficulty of interpreting them, you need a tax advisor who not only can ensure you’ve complied with the law, but who can help you claim valuable deductions and credits you may not be aware of. Our firm goes out of its way to reduce the burden of paying taxes for all filers. We pledge not only to prepare your tax returns in the best-informed, most ethical manner possible, but also to work with you year-round as needed to plan a strategy that will minimize your total tax burden. We are qualified to prepare all federal, state, and local tax returns for individuals, corporations, partnerships, LLCs. Trusts and estates.  Download Tax Organizer 2008.pdf.

DEBT ELIMINATION STRATEGIES

Many Americans are facing the pain of mortgage, large credit card or student loan balances that they do not know how to pay off. We offer complete debt and financial counseling services, including installment debt consolidation, refinancing, and repackaging.  Specifically, we offer our Cash Flow Auditor™ Program, your Financial "Personal Trainer".  The Cash Flow Auditor™ program is a process we designed to dramatically improve your finances without changing your current spending habits. We first audit your financials to ensure that you make the best use of your current cash flow. Because debt eats up such a big portion of a business or family’s cash flow, we focus heavily on specific lending techniques designed to significantly reduce interest costs and the payoff time of the loan. But we don’t stop there! We further drill down on your financials to help you restructure your cash flow and find hidden money to improve your financial position in as little as a few months.    Learn More>

COLLEGE ADMISSIONS and FINANCIAL PLANNING

College admissions has become one of the most emotional and competitive events in your child's life. In addition, today's high cost of a college education ranks as one of the largest expenditures you'll ever make in your lifetime. College should be one of the most joyful events in your family's life. Unfortunately, it has become complicated and expensive.  We can show you a better way.  Our services are tailored to cover the three primary areas of focus that any college bound family will need.   We focus on the three main areas for success,  (1) Getting In – through Admissions, Career Planning and College Selection, (2) Lowering the Costs – by exploring Financial Aid, Grants & Scholarships and (3) Paying for it – using Proven Financial Planning Concepts.  Visit our Sister Company Clear Light College Success !

RETIREMENT PLANNING

It is never too early to start planning for retirement. If you want to live the same lifestyle--or an even better one--than you do now, you need to start planning for retirement...NOW. We will help you compare the relative benefits of stocks, bonds, and other retirement assets, and will explain the differences between such retirement plans as standard IRAs, tax-deferred annuities, and Roth IRAs. We can analyze your projected income and expenses and suggest investment funding techniques to help you ensure your golden years 10, 20, and even 50 years from now live up to your expectations.  We suggest that you explore our Retirement Financial Calculators  to find out where you are now and where you need to be.  We can certainly show you how you can reach your goals and dreams.

VIRTUAL ACCOUNTING OFFICE

Given today’s uncertain economic climate, our AccountPartner™ service may be the perfect solution for your business.  Your survival may well depend on the need to “downsize” or “right-size” your overall operation. Thanks to technology you may find that many of your administrative overhead functions can be contracted out. Your Accounting office may be one of them.  We believe that the Accounting function exists on three levels.  Level one is a basic data entry and transactional function, level two is more skilled in reconciling accounts with some account analysis.  Finally, level three is heavier in account analysis and the ability to interpret financial results on which you make sound business decisions.  With our AccountPartner™ service you may realize all three levels as well as a healthy savings in overhead.  Learn More>
  

IRS/STATE and LOCAL REPRESENTATION

Our firm knows the tax laws, and we know how your tax return was prepared. We can provide complete representation services before the IRS as well as state and local taxing authorities.  We carefully analyze your unique situation and provide you with a realistic assessment of your options.  We can file your back year’s tax returns, help take the pressure off collection efforts, help preserve your assets, help ensure you’re your rights as a taxpayer are maintained and help arrange viable payment plans.  We are also experienced in negotiating Offers in Compromise with the IRS.


SERVICES

TAX SERVICES
Our firm offers professional preparation of all federal, state, and local tax returns at competitive, affordable rates. We continuously monitor federal, state, and local tax law changes to allow its clients to minimize current and future tax liabilities. If necessary, we can implement tailor-made due-date tax compliance monitoring systems to prevent costly interest and penalty assessments attributable to late filing. Of course, we offer full tax preparation and filing services.

Individual Taxes
We specialize in preparing your taxes quickly and painlessly, and will ensure you receive all the deductions you are entitled to. We are always available to help you with your tax planning needs to help you lower your taxes and avoid surprises during the tax season. And in order to speed your refund, we can file your return electronically to the IRS and state tax boards.

Corporate Taxes
Careful tax planning is the most essential step in preparing our clients’ income taxes, and by minimizing taxes we strive to improve our clients' profitability. Whether you are a large firm or small, established or start-up, we will find the best possible strategies for reducing your tax liability within the limits of the law

Estate, Gift And Trust Tax Return Preparation
Our firm provides expert preparation of federal and state estate, gift, and trust tax returns. We endeavor at all times to protect your heirs from the unneeded emotional devastation that can be caused by estate tax levies. We are also available to advise you in your estate planning needs, including business succession plans and gifting strategies.

Sales Tax Services
Our firm prepares all sales tax filings and offers full sales tax audit representation.

Irs And State/Local Representation
Our firm knows the tax laws, and we know how your tax return was prepared. We can provide complete representation services before the IRS as well as state and local taxing authorities. We are also experienced in negotiating Offers in Compromise with the IRS.

ACCOUNTING SERVICES

Accounting Services
Our firm offers a complete range of accounting services, including receivables, payables, and payroll management. We prepare financial statements in accordance with Generally Accepted Accounting Principles (GAAP) for use by banks, investors, and other third parties. Our firm will also prepare custom financial reports for internal, managerial use.

Cash Flow And Budgeting Analysis
Our firm offers expert cash flow and budgeting analyses that can help you minimize cost overruns, lost purchase discounts, and uncollectable receivables. Many of our clients state that these value-added services are indispensable.

Compilation and Review Services
Our firm provides professional compilation and review services to businesses of all sizes. We can quickly compile your financial records into meaningful GAAP-compliant financial statements, offer limited-scope review testing, and can deliver attestation services.

CONSULTING SERVICES

Business Consulting
Our goal is help your small or mid-sized business succeed, no matter what the economic climate. To this end we offer a wide range of consulting services to help you improve business operations, boost efficiency, and increase the bottom line. Whatever you needs, our experienced team of business consultants has the experience to help you grow and manage your business.

Management Consulting
Our firm offers complete management advisory services, including systems implementation and management, cost controls, employee benefit plan restructuring, and much more.

Cash Flow And Budgeting Analysis
We can forecast and evaluate your company's financial condition, estimate financing requirements, and track cash-flow sources and uses. We can assist you planning for capital acquisitions including the tax consequences and benefits. Our cash flow analysis can be a very important planning tool for companies with seasonal ebbs and flows of sales.

Financial Forecast And Projections
We provide complete financial and business forecasting services, including proforma projections. We can also create customized “What If” planning scenarios to help management foresee and plan for unexpected business contingencies.

FINANCIAL PLANNING

Personal Financial Planning
Our firm offers a complete array of financial planning services and will work closely with you to help you achieve your financial goals. We will help you determine your net worth and plan a workable budget to meet your expenses. Our financial planning services include investment counseling, retirement planning, college funding, estate planning, and many more.

Debt And Financial Services
Many Americans are facing the pain of large credit card or student loan balances that they do not know how to pay off. We offer complete debt and financial counseling services, including installment debt consolidation, refinancing, and repackaging.

Mortgages
We all know how critical the housing crisis has become. We’ll help you determine whether you qualify for a mortgage based on your current and projected income, and we’ll analyze the advantages or disadvantages of fixed-rate and adjustable mortgages as well as other aspects of home financing. For older homeowners, we’ll discuss options such as using a reverse mortgage as a source of income.

Education Funding
The costs of a college education are continually rising, far outstripping the normal rate of inflation. We will help you determine your best approach to save for your children’s education, which could be either a 529 plan, prepaid tuition plan, or Coverdell account. We’ll also help you take advantage of other tax-favorable treatment of education expenses, such as the Hope and Lifetime Learning Credits.

Investment Review
Our firm will perform a custom portfolio analysis and review the risks and returns of specific investments including stocks, bonds, cash, REITs, and limited partnerships. We will also determine an optimal asset allocation for you by taking your unique personal and financial goals, time horizon, and risk tolerance into account.

Retirement Planning
It is never too early to start planning for retirement. If you want to live the same lifestyle--or an even better one--than you do now, you need to start planning for retirement...NOW. We will help you compare the relative benefits of stocks, bonds, and other retirement assets, and will explain the differences between such retirement plans as standard IRAs, tax-deferred annuities, and Roth IRAs. We can analyze your projected income and expenses and suggest investment funding techniques to help you ensure your golden years 10, 20, and even 50 years from now live up to your expectations.

Estate Planning
We offer estate planning services to help you minimize federal and state estate tax liabilities, and to determine if you will have a deficit or surplus of assets after taxes and settlement costs have been resolved. We will endeavor to protect your heirs from the unneeded emotional devastation that can be caused by estate tax levies.

TECHNOLOGY

Software And Technology
Our firm has the technical expertise to assist you in all areas of information technology, including the selection of hardware and software and arranging network installation. We offer training in accounting, asset management, and time and billing software to name a few.